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8" x 10" transparencies are acceptable for color and grayscale scanning. While 35mm slides may become "grainy" when enlarged, transparencies 2 1/4" size and up will reproduce extremely well in most cases. If possible, specify to your photographer to use 2 1/4" format or 35mm film intended for extreme enlargement. Full Color and Grayscale Scans: Continuous-tone art is most commonly submitted in the form of transparencies, photographs, or negatives taken by a professional photographer. Supplying preprinted artwork such as a magazine page or a printout from a color printer is highly discouraged. "Rescreening" this type of art will result in either a moire pattern and/or a blurry image. Scans for Recreating Artwork: Client supplied artwork is often submitted as black and white "slicks" or printed material such as stationary, decals, promotional pieces, etc. This art is scanned as a "template" with the intention of recreating it in Adobe Illustrator. The finished art can contain one or more colors and varying tones of those colors. While a scanning charge does not usually apply, an art charge to recreate the image may. The complexity of the image as well as the quality of the supplied original will have a direct effect on art charges.

"The independent agency business primarily is in 10 western and Midwestern states where Nationwide has little or no market share," Crabtree said. About 70% of that business is in Michigan and California and 241 of 400 of the independent agents are located in those two states. There is very little or no overlap with Nationwide''s 4,200 exclusive agents, who mainly are located in the East.

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